For instance, the Integrated Benefits Institute found that poor worker health costs employers almost $600 billion annually. When employees miss work or show up to work but aren’t fully engaged, productivity is lost. The PMPM model, also known as Per Member Per Month, assigns a fixed monthly fee to each enrolled member regardless of the…

This can influence purchasing decisions, particularly for big-ticket items like electronics, vehicles, or home appliances. San Jose, like many other cities in California, is also subject to additional district taxes. These taxes are typically levied by special districts to fund specific projects, such as transportation or public health initiatives. For 2024, the district taxes in…

However, for businesses dealing with physical inventory, especially in high-value or high-volume scenarios, the 3-way match remains the gold standard for financial accuracy and fraud prevention. All three can potentially have errors, arising at various stages of the transaction. Or worse still, fraudsters could somehow slip fake versions into your system, attempting to deceive you…

It can go by other names, such as earned surplus, but whatever you call it, understanding retained earnings is crucial to running a successful business. The decision to retain earnings or to distribute them among shareholders is usually left to the company management. However, it can be challenged by the shareholders through a majority…

This means that if you die before exhausting your initial premium, the remaining balance will be refunded to immediate annuities explained your beneficiaries. Purchasers appreciate the easy and reliable payment stream afforded by immediate annuities. Once established, an immediate annuity requires no maintenance or work. With this information, you can create a snapshot of what…

A sports journal works well for someone who likes to engage in different sports activities or for someone who participates in a sports clinic. This type of journal is designed to effectively keep track of someone’s training regime. This can be important so that individuals know where they can focus in terms of sports sessions…

Non-operating expenses directly reduce net profit by being subtracted from operating profit. For instance, interest payments on loans, asset impairments, or one-time charges lower the bottom line, regardless of how well the core business performs. While operating profit reflects business efficiency, net profit showcases the combined effect of operations and financial obligations. This practice ensures…

Large metropolitan newspapers often have large distribution networks, and can be found outside their normal area, sometimes widely, sometimes from fewer sources. Weekly newspapers are published once a week, and tend to be smaller than daily papers. Validity and ReliabilityArticles submitted to scholarly journals are evaluated by an editorial board and other experts in the…

The budget is the expected cost for everything, whereas the standard is the cost per unit of input, such as overhead or materials per unit of output. This standard cost in manufacturing is the expected cost of producing the product, but the budget covers all the units. Standard costs are set by carefully considering amounts…

A gain is measured by the proceeds from the sale minus the amount shown on the company’s books. Since the gain is outside of the main activity of a business, it is reported as a nonoperating or other revenue on the company’s income statement. The amount of insurance that was incurred/used up/expired during the period…